… Disclaimer: The research that is the basis of this study was conducted prior to Dr Devaney
starting at the National Institutes of Health (NIH), and the views expressed in the article do not …

… confiscation and equal division of the debtor’s property among the creditors. Debtors often
… the debtor’s workbench after gathering together and dividing up the debtor’s assets. The …

… Period is what happens within an individual’s lifetime. A cohort is a group of individuals
who have shared experiences and events in their formative years that could lead to similar …

… Sometimes a consumer’s preference set is not equal to his or her choice set. For example,
a consumer might like movie A rather than movie B, but because of social or situational pres- …

… Baum, Neil Crosby and Steven Devaney to be identified as the authors of this work has … to
the author team in the person of Steven Devaney. In addition to the significant contribution he …

… one’s positive or negative evaluation of the particular behavior based on the person’s beliefs…
thing or a bad thing, whereas Kim and DeVaney who also used the Survey of Consumer …

… An individual’s level of job satisfaction might be a function of … significant impact on a worker’s
attitude and behavior.Relationships … of one’s prior expectations about the job to one’s actual …

The purpose of the study was to determine factors predicting the amount of outstanding
credit card balances among credit card revolvers. Data from the 1998 Survey of Consumer …

… arranging the motives in a hierarchy based on Maslow’s hierarchy of needs. Then they utilized
chi-… as they save for goals such as homeownership, children’s education, and retirement. …

… worker’s lifetime well being, subject to the resource constraint that lifetime consumption
cannot exceed the worker’s lifetime wealth. Lifetime wealth consists of the worker’s initial assets, …