PT - JOURNAL ARTICLE AU - William T. Spitz AU - Minot B. Nettleton AU - George F. Keane AU - H. Russell Fogler TI - Endowment planning AID - 10.3905/jpm.1994.30 DP - 1994 Apr 30 TA - The Journal of Portfolio Management PG - 30--38 VI - 20 IP - 3 4099 - https://pm-research.com/content/20/3/30.short 4100 - https://pm-research.com/content/20/3/30.full